SPF Scout · Product record

Banana Boat Banana Boat Ultra Defense SPF 85

SPF 85 as labeled

U.S. formulation · record last retrieved 27 July 2026

What is listed

The ingredient declaration stored for this formulation, reproduced exactly as it was recorded from the source below.

Avobenzone, Homosalate, Octocrylene, Oxybenzone, SD Alcohol 40-B, Cyclopentasiloxane, Cyclohexasiloxane, C12-C15 Alkyl Lactate, Trimethylolpropane Tricaprylate/Tricaprate, Dicaprylyl Carbonate, Acrylates/Octylacrylamide Copolymer, Caprylyl Glycol, Dimethyl Capramide, Aloe Barbadensis Leaf Extract, Retinyl Palmitate (Vitamin A), Tocopherol, Fragrance

17 entries · the stored declaration is recorded as complete.

What each ingredient generally does

Each entry that matched a canonical ingredient, with the function recorded for it. These notes describe the role an ingredient plays in a formulation. They do not assess an ingredient.

  • Avobenzone

    Light stabiliser (protects the formula from light)UV absorber (protects the formula from light, not a sunscreen filter)UV filter (filters UV rays)

    An organic UV filter that absorbs ultraviolet light. It also acts as a light stabilizer, helping the formula hold up under sun exposure. On labels it also appears as Butyl Methoxydibenzoylmethane.

  • Homosalate

    Fragrance ingredient (scent)UV absorber (protects the formula from light, not a sunscreen filter)UV filter (filters UV rays)

    An organic UV filter that absorbs ultraviolet light. It also adds scent to the product.

  • Octocrylene

    Light stabiliser (protects the formula from light)UV absorber (protects the formula from light, not a sunscreen filter)UV filter (filters UV rays)

    An organic UV filter that absorbs ultraviolet light. It also serves as a light stabilizer, helping keep other filters and the formula intact under sunlight.

  • Oxybenzone

    Light stabiliser (protects the formula from light)UV absorber (protects the formula from light, not a sunscreen filter)UV filter (filters UV rays)

    Oxybenzone is an organic UV filter that absorbs ultraviolet light. It also works as a light stabilizer, helping the formula hold up under sun exposure. On labels it often appears as Benzophenone-3.

  • Alcohol Denat.

    Antifoaming (stops the formula foaming)Astringent (CosIng functional class)Fragrance ingredient (scent)otherPreservative (inhibits microbial growth)Solvent (dissolves other ingredients)Viscosity control (thickens or thins the formula)

    Alcohol Denat. is ethyl alcohol with additives that make it undrinkable, used as a solvent to dissolve ingredients and thin the formula. It also cuts foam, tightens skin as an astringent, and adjusts thickness. Denat. simply means it has been denatured.

    listed as “SD Alcohol 40-B”

  • Cyclopentasiloxane

    Emollient (softens and smooths skin)Hair conditioning (CosIng functional class)Skin conditioning (CosIng functional class)Solvent (dissolves other ingredients)

    This is a lightweight silicone used to condition skin and hair and to soften and smooth skin feel. It also acts as a solvent, helping the product spread and dissolve other ingredients.

  • Cyclohexasiloxane

    Emollient (softens and smooths skin)Hair conditioning (CosIng functional class)Skin conditioning (CosIng functional class)Solvent (dissolves other ingredients)

    This is a lightweight silicone that softens and smooths skin feel and also conditions hair. It works as a solvent too, helping other ingredients dissolve and the product spread easily.

  • C12-15 Alkyl Lactate

    Emollient (softens and smooths skin)Skin conditioning (CosIng functional class)

    A skin-conditioning emollient that softens and smooths skin feel. It helps the product leave a smooth, conditioned finish.

    listed as “C12-C15 Alkyl Lactate”

  • Trimethylolpropane Tricaprylate/Tricaprate

    Emollient (softens and smooths skin)Skin conditioning (CosIng functional class)

    This is an emollient that conditions skin. It softens and smooths the skin's feel and gives the product a light, spreadable texture.

  • Dicaprylyl Carbonate

    Emollient (softens and smooths skin)Skin conditioning (CosIng functional class)

    This is an emollient that softens and smooths skin feel. It gives the product a light, spreadable texture as it goes on.

  • Acrylates/Octylacrylamide Copolymer

    Film forming (leaves a thin coating)Hair fixing (holds hair in place)

    A large chain-like molecule that forms a film, leaving a thin even layer over the surface. It also helps hold hair in place.

  • Caprylyl Glycol

    Deodorant (masks or reduces odour)Emollient (softens and smooths skin)Hair conditioning (CosIng functional class)Preservative (inhibits microbial growth)Skin conditioning (CosIng functional class)

    A multi-tasker that conditions skin and hair and acts as a deodorant. As an emollient it softens and smooths, leaving skin feeling conditioned.

  • Dimethyl Capramide

    Emulsion stabiliser (keeps oil and water mixed)Solvent (dissolves other ingredients)

    Dimethyl Capramide works as a solvent, dissolving other ingredients so they blend evenly. It also stabilises emulsions, helping keep the oil and water parts mixed.

  • Aloe Barbadensis Leaf Juice

    otherSkin conditioning (CosIng functional class)

    This is the juice from aloe leaves, used to condition skin. It helps skin feel smooth and in good condition. On labels it is often called aloe vera.

    listed as “Aloe Barbadensis Leaf Extract”

  • Retinyl Palmitate

    Skin conditioning (CosIng functional class)

    A skin-conditioning ingredient. It helps keep skin feeling soft and in good condition. It's a form of vitamin A, combining retinol with palmitic acid.

    listed as “Retinyl Palmitate (Vitamin A)”

  • Tocopherol

    Antioxidant (slows the formula oxidising)Fragrance ingredient (scent)Occlusive (CosIng functional class)otherSkin conditioning (CosIng functional class)

    Tocopherol is a form of vitamin E used as an antioxidant, which helps keep the formula from going off. It also conditions skin and forms a thin surface layer that slows moisture loss. You may see it listed simply as vitamin E.

  • Parfum

    Fragrance ingredient (scent)

    This is the fragrance, a blend of scent ingredients added to give the product an odour or mask other smells. It's also listed as "aroma" on some labels.

    listed as “Fragrance”

Checking this against your own list

SPF Scout's Personal Ingredient Check runs in the app, on your device. This page cannot see a personal avoidance list. Your selections are stored on your phone and are never sent to this website — there is nowhere on our side for them to go.

In the app you choose the ingredients you already avoid, and every entry in this declaration that matches one of them is shown to you with the alias path that produced the match.

This comparison does not predict whether your skin will react.

Source quality

Source
DailyMed drug label
Source record
https://dailymed.nlm.nih.gov/dailymed/drugInfo.cfm?setid=0d208fbd-ceef-4e9d-a54f-38f8b640113f
Retrieved
27 July 2026
Market
United States
Formulation date
Not recorded
Version
v2 of this U.S. formulation
Verification confidence
High
Entries recorded
17
Record checksum
sha256:35afda347c47dfe4f086bd22fc84a24a2d39cfb79df6c07270581df1a6ea313a

Earlier readings of this document

We have read this product's source document twice, and kept each reading. The earlier reading is ours: a change in how we read the document, not a change the manufacturer made to the formula.

Always compare this record with your current package.

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