SPF Scout · Product record

Banana Boat Sheer Sensitive Sunscreen Lotion SPF 50

SPF 50 as labeled

U.S. formulation · record last retrieved 27 July 2026

What is listed

The ingredient declaration stored for this formulation, reproduced exactly as it was recorded from the source below.

Homosalate, Avobenzone, Octocrylene, Octisalate, Water, Glycerin, Silica, Dimethicone, Phenoxyethanol, Caprylyl Glycol, Acrylates/C12‐22 Alkyl Methacrylate Copolymer, Cetearyl Alcohol, Sodium Polyacrylate, Chlorphenesin, Glyceryl Stearate, PEG‐100 Stearate, Xanthan Gum, Disodium EDTA, Tocopheryl Acetate, Aloe Barbadensis Leaf Juice

20 entries · the stored declaration is recorded as complete.

What each ingredient generally does

Each entry that matched a canonical ingredient, with the function recorded for it. These notes describe the role an ingredient plays in a formulation. They do not assess an ingredient.

  • Homosalate

    Fragrance ingredient (scent)UV absorber (protects the formula from light, not a sunscreen filter)UV filter (filters UV rays)

    An organic UV filter that absorbs ultraviolet light. It also adds scent to the product.

  • Avobenzone

    Light stabiliser (protects the formula from light)UV absorber (protects the formula from light, not a sunscreen filter)UV filter (filters UV rays)

    An organic UV filter that absorbs ultraviolet light. It also acts as a light stabilizer, helping the formula hold up under sun exposure. On labels it also appears as Butyl Methoxydibenzoylmethane.

  • Octocrylene

    Light stabiliser (protects the formula from light)UV absorber (protects the formula from light, not a sunscreen filter)UV filter (filters UV rays)

    An organic UV filter that absorbs ultraviolet light. It also serves as a light stabilizer, helping keep other filters and the formula intact under sunlight.

  • Octisalate

    Light stabiliser (protects the formula from light)UV absorber (protects the formula from light, not a sunscreen filter)UV filter (filters UV rays)

    An organic UV filter that absorbs ultraviolet light, and doubles as a light stabilizer to keep the formula steady in sun. It also appears on labels as Ethylhexyl Salicylate.

  • Water

    Antiplaque (CosIng functional class)otherSkin conditioning (CosIng functional class)Solvent (dissolves other ingredients)

    The base liquid that most of the other ingredients dissolve or spread into. It carries the formula and helps condition the skin surface.

  • Glycerin

    Denaturant (makes alcohol undrinkable)Fragrance ingredient (scent)Hair conditioning (CosIng functional class)Humectant (holds moisture)Oral care (CosIng functional class)Skin conditioning (CosIng functional class)Skin protecting (CosIng functional class)Solvent (dissolves other ingredients)Viscosity control (thickens or thins the formula)

    Glycerin draws in and holds moisture while conditioning and protecting skin. It also dissolves other ingredients, adjusts thickness, and can add scent. On labels it may appear as glycerol.

  • Silica

    Abrasive (physically scrubs)Absorbent (takes up oil or water)Anticaking (keeps powder free-flowing)Bulking agent (adds volume)Opacifier (makes the formula less see-through)otherViscosity control (thickens or thins the formula)

    Silica is a fine mineral powder that soaks up excess moisture and oil, and adjusts how thick the product feels. It keeps powders from clumping, adds bulk, and can make a formula look more opaque. Its chemical name is silicon dioxide.

  • Dimethicone

    Antifoaming (stops the formula foaming)Emollient (softens and smooths skin)Skin conditioning (CosIng functional class)Skin protecting (CosIng functional class)

    A silicone that softens and smooths skin feel and forms a protective layer on the surface. It also cuts down foam during production, keeping the formula settled.

  • Phenoxyethanol

    Preservative (inhibits microbial growth)

    This is a preservative that fights microbes. It helps keep the product from spoiling over time.

  • Caprylyl Glycol

    Deodorant (masks or reduces odour)Emollient (softens and smooths skin)Hair conditioning (CosIng functional class)Preservative (inhibits microbial growth)Skin conditioning (CosIng functional class)

    A multi-tasker that conditions skin and hair and acts as a deodorant. As an emollient it softens and smooths, leaving skin feeling conditioned.

  • Acrylates/C12-22 Alkyl Methacrylate Copolymer

    Film forming (leaves a thin coating)

    A large chain-like molecule that forms a film, leaving a thin even layer as the product dries.

    listed as “Acrylates/C12‐22 Alkyl Methacrylate Copolymer”

  • Cetearyl Alcohol

    Emollient (softens and smooths skin)Emulsion stabiliser (keeps oil and water mixed)Foam boosting (increases foam from other ingredients)Opacifier (makes the formula less see-through)Skin conditioning (CosIng functional class)Surfactant (cleanses or mixes oil and water)Viscosity control (thickens or thins the formula)

    A workhorse ingredient that softens skin feel, adjusts thickness, helps oil and water mix, and keeps the blend stable. In practice it thickens the product, keeps it from separating, gives a smooth feel, and can make the product look opaque. Despite its name, it behaves like a waxy solid, not a drying alcohol.

  • Sodium Polyacrylate

    Absorbent (takes up oil or water)Binder (holds the formula together)Emollient (softens and smooths skin)Emulsion stabiliser (keeps oil and water mixed)Film forming (leaves a thin coating)Hair fixing (holds hair in place)Skin conditioning (CosIng functional class)Viscosity control (thickens or thins the formula)

    Sodium Polyacrylate is a multi-tasking ingredient that adjusts a product's thickness, helps hold ingredients together, and stabilises oil-and-water blends. It forms a thin film on the surface, softens and conditions skin, and can absorb liquid. In hair products it also helps hold a style in place.

  • Chlorphenesin

    Preservative (inhibits microbial growth)

    This is a preservative that fights microbes. It helps keep the product from spoiling as bacteria and other organisms try to grow in it.

  • Glyceryl Stearate

    Emollient (softens and smooths skin)Skin conditioning (CosIng functional class)Surfactant (cleanses or mixes oil and water)

    Glyceryl Stearate is an emollient that softens and smooths skin feel. It also acts as an emulsifier, keeping the oil and water parts blended together.

  • PEG-100 Stearate

    Surfactant (cleanses or mixes oil and water)

    A cleansing surfactant, meaning it helps lift away oil and dirt. It's often paired with other emulsifiers in creams.

    listed as “PEG‐100 Stearate”

  • Xanthan Gum

    Binder (holds the formula together)Emulsion stabiliser (keeps oil and water mixed)Gel forming (sets the formula into a gel)otherSkin conditioning (CosIng functional class)Surfactant (cleanses or mixes oil and water)Viscosity control (thickens or thins the formula)

    A thickener that adjusts how thick the product is and forms a gel-like texture. It keeps oil and water mixed and stops the blend from separating, giving a stable, even feel.

  • Disodium EDTA

    Chelating (binds metal ions in the formula)otherViscosity control (thickens or thins the formula)

    An ingredient that binds trace metals that would otherwise spoil the formula, and helps adjust its thickness. This keeps the product stable over time.

  • Tocopheryl Acetate

    Antioxidant (slows the formula oxidising)otherSkin conditioning (CosIng functional class)

    Tocopheryl Acetate is a form of vitamin E that acts as an antioxidant, helping keep the formula from going off. It also conditions the skin, softening its feel.

  • Aloe Barbadensis Leaf Juice

    otherSkin conditioning (CosIng functional class)

    This is the juice from aloe leaves, used to condition skin. It helps skin feel smooth and in good condition. On labels it is often called aloe vera.

Checking this against your own list

SPF Scout's Personal Ingredient Check runs in the app, on your device. This page cannot see a personal avoidance list. Your selections are stored on your phone and are never sent to this website. There is nowhere on our side for them to go.

In the app you choose the ingredients you already avoid, and every entry in this declaration that matches one of them is shown to you with the alias path that produced the match.

This comparison does not predict whether your skin will react.

Source quality

Source
DailyMed drug label
Source record
https://dailymed.nlm.nih.gov/dailymed/drugInfo.cfm?setid=44ffd469-0205-846f-e063-6294a90af6b5
Retrieved
27 July 2026
Market
United States
Version
v9 of this U.S. formulation
Source tier
Official label document (not independently verified by us)
Entries recorded
20
Record checksum
sha256:96dd9fa5eafad4a7d0b10d54c945dc8eef9b214b54bac9957640188f55a9230d

Earlier readings of this document

We have read this product's source document twice, and kept each reading. The earlier reading is ours: a change in how we read the document, not a change the manufacturer made to the formula.

Always compare this record with your current package.

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