SPF Scout · Product record

BANANA BOAT · Octocrylene, Avobenzone, Homosalate (Lotion)

SPF 50+ as labeled

U.S. formulation · record last retrieved 27 July 2026

Quick facts

Does BANANA BOAT · Octocrylene, Avobenzone, Homosalate (Lotion) list fragrance?

No fragrance, parfum or listed fragrance ingredient appears in the ingredient list currently stored for this U.S. formulation, which is recorded as complete with every name identified.

What are the active ingredients in BANANA BOAT · Octocrylene, Avobenzone, Homosalate (Lotion)?

The Active ingredients block printed on the label reads: Avobenzone 3.0%, Homosalate 9.0%, Octocrylene 7.5%

Is BANANA BOAT · Octocrylene, Avobenzone, Homosalate (Lotion) mineral-only?

No. The ingredient list currently stored for this U.S. formulation names Octocrylene, Avobenzone, and Homosalate.

Does BANANA BOAT · Octocrylene, Avobenzone, Homosalate (Lotion) contain oxybenzone?

Oxybenzone is not listed in the ingredient list currently stored for this U.S. formulation, which is recorded as complete with every name identified.

Each answer restates the ingredient list stored for this record. It does not predict whether your skin will react.

What is listed

The ingredient declaration stored for this formulation, reproduced exactly as it was recorded from the source below.

Octocrylene, Avobenzone, Homosalate, Water, Phenethyl Benzoate, Glycerin, Dimethicone, PEG-20 Methyl Glucose Sesquistearate, Phenoxyethanol, Acrylates/C12-22 Alkyl Methacrylate Copolymer, Carbomer, Ethylhexylglycerin, Chlorphenesin, Sodium Hydroxide, Xanthan Gum, Disodium EDTA

16 entries · the stored declaration is recorded as complete.

What each ingredient generally does

Each entry that matched a canonical ingredient, with the function recorded for it. These notes describe the role an ingredient plays in a formulation. They do not assess an ingredient.

  • Octocrylene

    UV filter (filters UV rays)Light stabilizer (protects the formula from light)

    An organic UV filter that absorbs ultraviolet light. It also serves as a light stabilizer, helping keep other filters and the formula intact under sunlight.

  • Avobenzone

    UV filter (filters UV rays)Light stabilizer (protects the formula from light)

    An organic UV filter that absorbs ultraviolet light. It also acts as a light stabilizer, helping the formula hold up under sun exposure. On labels it also appears as Butyl Methoxydibenzoylmethane.

  • Homosalate

    UV filter (filters UV rays)Fragrance ingredient (scent)Restricted in the EU

    An organic UV filter that absorbs ultraviolet light. It also adds scent to the product.

  • Water

    Antiplaque (CosIng functional class)Skin conditioning (CosIng functional class)Solvent (dissolves other ingredients)

    The base liquid that most of the other ingredients dissolve or spread into. It carries the formula and helps condition the skin surface.

  • Phenethyl Benzoate

    Emollient (softens and smooths skin)Fragrance ingredient (scent)Skin conditioning (CosIng functional class)

    This works as a fragrance and an emollient, meaning it softens and smooths skin feel. It adds scent while giving the product a smoother texture on skin.

  • Glycerin

    Denaturant (makes alcohol undrinkable)Fragrance ingredient (scent)Hair conditioning (CosIng functional class)Humectant (holds moisture)Oral care (CosIng functional class)Skin conditioning (CosIng functional class)Skin protecting (CosIng functional class)Solvent (dissolves other ingredients)Viscosity control (thickens or thins the formula)

    Glycerin draws in and holds moisture while conditioning and protecting skin. It also dissolves other ingredients, adjusts thickness, and can add scent. On labels it may appear as glycerol.

  • Dimethicone

    Antifoaming (stops the formula foaming)Emollient (softens and smooths skin)Skin conditioning (CosIng functional class)Skin protecting (CosIng functional class)

    A silicone that softens and smooths skin feel and forms a protective layer on the surface. It also cuts down foam during production, keeping the formula settled.

  • PEG-20 Methyl Glucose Sesquistearate

    Surfactant (cleanses or mixes oil and water)

    An emulsifier. Its job is to keep the water and oil parts mixed into one smooth product.

  • Phenoxyethanol

    Preservative (inhibits microbial growth)

    This is a preservative that fights microbes. It helps keep the product from spoiling over time.

  • Acrylates/C12-22 Alkyl Methacrylate Copolymer

    Film forming (leaves a thin coating)

    A large chain-like molecule that forms a film, leaving a thin even layer as the product dries.

  • Carbomer

    Emulsion stabilizer (keeps oil and water mixed)Gel forming (sets the formula into a gel)Viscosity control (thickens or thins the formula)

    A thickener that adjusts how thick the product is and forms a gel. It also keeps oil and water blends from separating, holding the texture together.

  • Ethylhexylglycerin

    Deodorant (masks or reduces odor)Preservative (inhibits microbial growth)Skin conditioning (CosIng functional class)

    A multi-tasker that conditions the skin and works as a deodorant agent. It helps improve skin feel while cutting odor.

  • Chlorphenesin

    Preservative (inhibits microbial growth)

    This is a preservative that fights microbes. It helps keep the product from spoiling as bacteria and other organisms try to grow in it.

  • Sodium Hydroxide

    Buffering (holds the formula at a set acidity)Denaturant (makes alcohol undrinkable)Restricted in the EU

    Sodium Hydroxide is a strongly alkaline ingredient used in tiny amounts to fine-tune a formula's acidity (buffering). This keeps the product's pH steady. It can also act as a denaturant, altering another substance so it stays fit for use in cosmetics rather than being consumed.

  • Xanthan Gum

    Binder (holds the formula together)Emulsion stabilizer (keeps oil and water mixed)Gel forming (sets the formula into a gel)Skin conditioning (CosIng functional class)Surfactant (cleanses or mixes oil and water)Viscosity control (thickens or thins the formula)

    A thickener that adjusts how thick the product is and forms a gel-like texture. It keeps oil and water mixed and stops the blend from separating, giving a stable, even feel.

  • Disodium EDTA

    Chelating (binds metal ions in the formula)Viscosity control (thickens or thins the formula)

    An ingredient that binds trace metals that would otherwise spoil the formula, and helps adjust its thickness. This keeps the product stable over time.

Checking this against your own list

SPF Scout's Personal Ingredient Check runs in the app, on your device. This page cannot see a personal avoidance list. Your selections are stored on your phone and are never sent to this website. There is nowhere on our side for them to go.

In the app you choose the ingredients you already avoid, and every entry in this declaration that matches one of them is shown to you with the alias path that produced the match.

This comparison does not predict whether your skin will react.

Source quality

Source
DailyMed drug label
Source record
https://dailymed.nlm.nih.gov/dailymed/drugInfo.cfm?setid=0c6aeadb-f61d-29e3-e063-6294a90a7473
Retrieved
27 July 2026
Market
United States
Version
v15 of this U.S. formulation
Source tier
Official label document (not independently verified by us)
Entries recorded
16
Record checksum
sha256:54ffd693f2d2a0d00229c4b9c6cfc54a454b4089bacbcd62853be8c296dd56f6

Earlier readings of this document

We have read this product's source document twice, and kept each reading. The earlier reading is ours: a change in how we read the document, not a change the manufacturer made to the formula.

Always compare this record with your current package.

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