SPF Scout · Product record

Banana Boat Mineral SPF 50

SPF 50 as labeled

U.S. formulation · record last retrieved 27 July 2026

What is listed

The ingredient declaration stored for this formulation, reproduced exactly as it was recorded from the source below.

Zinc Oxide, Water, Isohexadecane, Ethylhexyl Palmitate, Diisopropyl Adipate, Cocos Nucifera (Coconut) Oil, Stearyl/Octyldodecyl Citrate Crosspolymer, Glycerin, Polyhydroxystearic Acid, Silica, Sodium Chloride, Phenoxyethanol, Triethoxycaprylylsilane, Xanthan Gum, Cetyl PEG/PPG‐10/1 Dimethicone, Caprylyl Glycol, Lauryl PEG‐8 Dimethicone, Ethylhexylglycerin, Sodium Citrate, Mica, Tocopheryl Acetate, Titanium Dioxide, Iron Oxides

23 entries · the stored declaration is recorded as complete.

What each ingredient generally does

Each entry that matched a canonical ingredient, with the function recorded for it. These notes describe the role an ingredient plays in a formulation. They do not assess an ingredient.

  • Zinc Oxide

    Bulking agent (adds volume)Colorant (adds colour)Light stabiliser (protects the formula from light)Oral care (CosIng functional class)Preservative (inhibits microbial growth)Skin protecting (CosIng functional class)UV absorber (protects the formula from light, not a sunscreen filter)UV filter (filters UV rays)

    A mineral UV filter that absorbs ultraviolet light, the core sun-protection job in this product. It also helps protect the skin surface and can add whiteness or opacity. On some labels it appears as CI 77947 when used for colour.

  • Water

    Antiplaque (CosIng functional class)otherSkin conditioning (CosIng functional class)Solvent (dissolves other ingredients)

    The base liquid that most of the other ingredients dissolve or spread into. It carries the formula and helps condition the skin surface.

  • Isohexadecane

    Emollient (softens and smooths skin)Skin conditioning (CosIng functional class)Solvent (dissolves other ingredients)

    A light oil-like ingredient that works as a solvent, keeping other ingredients dissolved and mixed. It also softens and smooths skin feel, helping the product glide on.

  • Ethylhexyl Palmitate

    Emollient (softens and smooths skin)Fragrance ingredient (scent)Skin conditioning (CosIng functional class)

    A lightweight oil that softens and smooths the skin feel. It gives the product a slip that helps it spread easily, and it also adds scent.

  • Diisopropyl Adipate

    Emollient (softens and smooths skin)Fragrance ingredient (scent)Plasticiser (keeps a film flexible)Skin conditioning (CosIng functional class)Solvent (dissolves other ingredients)

    An oily liquid that softens skin and acts as a solvent to dissolve other ingredients. It helps the product spread smoothly and can add to the scent.

  • Cocos Nucifera Oil

    Emollient (softens and smooths skin)Fragrance ingredient (scent)Hair conditioning (CosIng functional class)Skin conditioning (CosIng functional class)

    This is coconut oil, used to soften and condition skin and hair. It smooths the feel of the product and adds scent. You may also see it listed simply as coconut oil.

    listed as “Cocos Nucifera (Coconut) Oil”

  • Stearyl/Octyldodecyl Citrate Crosspolymer

    Humectant (holds moisture)

    A humectant, meaning it draws in and holds moisture. In practice it helps keep the product and skin from drying out.

  • Glycerin

    Denaturant (makes alcohol undrinkable)Fragrance ingredient (scent)Hair conditioning (CosIng functional class)Humectant (holds moisture)Oral care (CosIng functional class)Skin conditioning (CosIng functional class)Skin protecting (CosIng functional class)Solvent (dissolves other ingredients)Viscosity control (thickens or thins the formula)

    Glycerin draws in and holds moisture while conditioning and protecting skin. It also dissolves other ingredients, adjusts thickness, and can add scent. On labels it may appear as glycerol.

  • Polyhydroxystearic Acid

    Surfactant (cleanses or mixes oil and water)

    This is an emulsifier that helps oil and water mix. It keeps the oily and watery parts blended so the formula holds together.

  • Silica

    Abrasive (physically scrubs)Absorbent (takes up oil or water)Anticaking (keeps powder free-flowing)Bulking agent (adds volume)Opacifier (makes the formula less see-through)otherViscosity control (thickens or thins the formula)

    Silica is a fine mineral powder that soaks up excess moisture and oil, and adjusts how thick the product feels. It keeps powders from clumping, adds bulk, and can make a formula look more opaque. Its chemical name is silicon dioxide.

  • Sodium Chloride

    Bulking agent (adds volume)Fragrance ingredient (scent)Oral care (CosIng functional class)otherViscosity control (thickens or thins the formula)

    Common table salt, used here mainly to adjust the thickness of the formula. It can also act as a bulking agent to add body, and shows up in oral care products. On labels it's simply salt.

  • Phenoxyethanol

    Preservative (inhibits microbial growth)

    This is a preservative that fights microbes. It helps keep the product from spoiling over time.

  • Triethoxycaprylylsilane

    Binder (holds the formula together)other

    A binding ingredient that helps hold the parts of the formula together. It is often used to coat and bind powders in a mix.

  • Xanthan Gum

    Binder (holds the formula together)Emulsion stabiliser (keeps oil and water mixed)Gel forming (sets the formula into a gel)otherSkin conditioning (CosIng functional class)Surfactant (cleanses or mixes oil and water)Viscosity control (thickens or thins the formula)

    A thickener that adjusts how thick the product is and forms a gel-like texture. It keeps oil and water mixed and stops the blend from separating, giving a stable, even feel.

  • Cetyl PEG/PPG-10/1 Dimethicone

    Skin conditioning (CosIng functional class)Surfactant (cleanses or mixes oil and water)

    A silicone-based emulsifier that helps oil and water mix. It also conditions skin and can lift away dirt and oil.

    listed as “Cetyl PEG/PPG‐10/1 Dimethicone”

  • Caprylyl Glycol

    Deodorant (masks or reduces odour)Emollient (softens and smooths skin)Hair conditioning (CosIng functional class)Preservative (inhibits microbial growth)Skin conditioning (CosIng functional class)

    A multi-tasker that conditions skin and hair and acts as a deodorant. As an emollient it softens and smooths, leaving skin feeling conditioned.

  • Lauryl Peg-8 Dimethicone

    Surfactant (cleanses or mixes oil and water)

    A silicone-based cleansing agent. It helps lift away oil and dirt from the skin.

    listed as “Lauryl PEG‐8 Dimethicone”

  • Ethylhexylglycerin

    Deodorant (masks or reduces odour)Preservative (inhibits microbial growth)Skin conditioning (CosIng functional class)

    A multi-tasker that conditions the skin and works as a deodorant agent. It helps improve skin feel while cutting odor.

  • Sodium Citrate

    Buffering (holds the formula at a set acidity)Chelating (binds metal ions in the formula)Fragrance ingredient (scent)

    A buffering agent that keeps the product's acidity steady. It also binds trace metals that would otherwise spoil the formula.

  • Mica

    Anticaking (keeps powder free-flowing)Bulking agent (adds volume)Colorant (adds colour)Opacifier (makes the formula less see-through)other

    Mica is a mineral used to add color and to make the product look opaque rather than see-through. It also keeps powders from clumping and adds bulk to the formula.

  • Tocopheryl Acetate

    Antioxidant (slows the formula oxidising)otherSkin conditioning (CosIng functional class)

    Tocopheryl Acetate is a form of vitamin E that acts as an antioxidant, helping keep the formula from going off. It also conditions the skin, softening its feel.

  • Titanium Dioxide

    Colorant (adds colour)Opacifier (makes the formula less see-through)UV absorber (protects the formula from light, not a sunscreen filter)UV filter (filters UV rays)

    Titanium Dioxide is a mineral UV filter that absorbs ultraviolet light. It also works as a white colorant and opacifier, adding whiteness and making the product less see-through. As a color additive it appears on labels as CI 77891.

  • Iron Oxides

    Colorant (adds colour)other

    A colorant that gives the product its shade. On labels it can also appear as CI 77491, CI 77492, or CI 77499.

Checking this against your own list

SPF Scout's Personal Ingredient Check runs in the app, on your device. This page cannot see a personal avoidance list. Your selections are stored on your phone and are never sent to this website. There is nowhere on our side for them to go.

In the app you choose the ingredients you already avoid, and every entry in this declaration that matches one of them is shown to you with the alias path that produced the match.

This comparison does not predict whether your skin will react.

Source quality

Source
DailyMed drug label
Source record
https://dailymed.nlm.nih.gov/dailymed/drugInfo.cfm?setid=1ce728be-966e-b662-e063-6394a90a0ba8
Retrieved
27 July 2026
Market
United States
Version
v10 of this U.S. formulation
Source tier
Official label document (not independently verified by us)
Entries recorded
23
Record checksum
sha256:3f7fe5c1019a537801d11894c53a6f2e8db4290514305abe97282f2a88c5a77b

Earlier readings of this document

We have read this product's source document twice, and kept each reading. The earlier reading is ours: a change in how we read the document, not a change the manufacturer made to the formula.

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